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Terms of the Tinkoff affiliate program “Refer a friend. Terms and conditions of the promotion "Bring a friend" from Tinkoff Bank

Answers to gardeners' questions

Procedure for participation in the promotion:

  1. You need to be registered in our bonus program.
  2. Inform a friend who is not yet our client and is not registered in our database with your phone number.

    For active users of social networks, forums, blogs, it is possible to invite friends through a referral link (which does not use a phone number, but sends your promotional code). This link can be taken from your personal account in our bonus program and left on the Internet in messages on sites. Any person who came to our salon using this referral link will be considered as a friend you brought in for the "Bring a friend" promotion, subject to the rules of the promotion.

  3. A friend dictates to us this number or promotional code when signing up for a procedure. It is important to do this in advance, just at the time of recording, because. at the time of the procedure or payment, it will no longer be possible to dictate your number / code and use the promotion.
  4. When visiting the salon, a friend registers in our bonus program, confirms his identity with a document, and both of you receive 500 bonuses. Plus, you will receive 3% deductions as bonuses from each of his payments.
  5. A friend will be able to use bonuses immediately on the first visit. You can use the new bonuses at any time, provided that you have also confirmed your identity in our salon.

Detailed terms and conditions of the promotion "Bring a friend"

  • Any client (hereinafter we will call him "Invited"), who is registered in our bonus program, can recommend our salon to his friends, relatives, acquaintances who are not yet our clients and are not registered in our database, and receive in case of their first visit to the salon Sphinx 500 bonuses to the bonus account. The person brought by them (hereinafter we will call him "Friend") will also receive 500 bonuses, which he will be able to use already at the first procedure.
  • The inviter receives 500 bonuses for the referred Friend as soon as the Friend pays for his first procedure at the reception. A friend must be a new client of the salon, who has not visited us before and is not registered in our database. To verify this, we ask the Friend to show us an identity document.
  • In the future, the Inviter will receive an additional 3% of the Friend's payments to his bonus account.
  • A friend receives 500 bonuses at the time of issuing a bonus card at the reception of the salon, provided that he correctly dictated the number or promotional code of the Inviter (if the Friend came to our site through the referral link of the Inviter) when registering for the procedure and confirmed his identity to the salon administrator.
  • A prerequisite under which both the Invited and the Friend can use the donated 500 bonuses and 3% deductions is the presentation of an identity document (passport / driver's license).
  • Passport protection was introduced to prevent fraud and receive bonuses by one person to different phone numbers by inviting himself to our salon. We do not store the passport data of clients, but only verify the full name and date of birth to make sure that they left us the correct data when applying for a bonus card.
  • If you want to bring a Friend and take advantage of the terms of this promotion, then tell him your phone number.

    For active users of social networks, forums, blogs, it is possible to invite friends through a referral link (which does not use a phone number, but sends your promotional code). This link can be taken from your personal account in our bonus program and left on the Internet in messages on sites. Any person who came to our salon using this referral link will be considered as a Friend you brought in for the "Bring a Friend" promotion, subject to the rules of the promotion.

    This phone number or promotional code will be dictated by the Friend to the administrator when signing up for the procedure. It is important to do this in advance, just at the time of recording, because. at the time of the procedure or payment, it will no longer be possible to dictate your number / code and use the promotion. The friend must remember to bring an ID document to the first procedure in order to take advantage of the bonuses.

On the eve of the New Year, the leader of the Russian banking system continues to delight Russians with various surprises and gifts. This time, the banking institution has prepared a surprise for small businesses. The essence of the action lies in its very name - "Bring a friend". special offer valid until April 30, 2018.

The offer is valid for corporate clients served by the bank. To get a chance at free service, they will need to fulfill the main condition - to bring a new client who will open a bank account. At the same time, the rule applies: one "newcomer" "gives" one month of free service to someone who is already a client of a banking institution. The greater the number of invited and opened current accounts, the longer the zero tariff is valid. The bank does not set limits on the number of invited entrepreneurs.

To get a zero rate, you need to take just a few steps:

  • Recommend to any friend, buddy, or acquaintance who is an individual entrepreneur or legal entity to apply for a cash settlement service at Sberbank. A recommendation in the form of a ready-made template is sent through the Sberbank Business Online mobile application.
  • An individual entrepreneur or a legal entity that has received a recommendation must, within 90 days after it is sent, draw up an agreement on cash settlement with a bank. A new client can choose any of the packages they like and conclude a service agreement.
  • At the end of the month when a new account has been opened, the sender of the recommendation receives an email. It indicates the number of months for which he will use the services for free within his tariff plan.
  • Zero tariff will be connected from next month.

What you need to get free service

It is worth noting an important point: this promotion is not suitable for owners of the Easy Start product, since it initially has zero tariffs.

This offer is interesting to those entrepreneurs who have issued paid packages at the bank. For them, the "Bring a friend" campaign will significantly save their own money.

Service Benefits for Entrepreneurs

The advantages of opening and maintaining accounts with Sberbank for small businesses include:

  1. A wide range of paid packages for RKO ("Minimum +", "Active +", "Basis +" and "Optima +").
  2. For start-up entrepreneurs, the most advantageous offer is provided - "Easy Start", where all services are provided free of charge.
  3. The most extensive network of ATMs and bank offices in the Russian Federation.
  4. Guaranteed reliability of settlement and cash transactions.
  5. A significant selection of deposit programs.
  6. A dedicated 24-hour telephone for consultations.
  7. A wide selection of foreign currencies for banking operations.

Range of available package types

Additional options are provided for any package of services:

  • statement of transactions;
  • Internet banking;
  • budget payments without commission;
  • transfers to accounts of individuals up to 150 thousand rubles per month;
  • USN accounting 6%.

Participation in bank shares "Tinkoff" "Bring a friend" is a great way to earn extra money.

Previously, the bank launched a similar affiliate program - "Get 500 rubles for each friend who issued a Tinkoff Platinum card."

However, this time the essence of the action is different.

Promotion "Bring a friend" from Tinkoff Bank: what is it and how does it work?

Action "Bring a friend" - a new affiliate program of Tinkoff Bank.

The bottom line is this: the participant of the promotion sends special referral links to friends or acquaintances and receives a reward for each person who fills out an application and issues one of the bank's products Tinkoff.

There is also an alternative way to participate in the program: enter the phone number of a friend/acquaintance in a special section of your personal account.

Tinkoff employees will contact the person and, if he wishes, fill out an application for a particular banking product.

bank "Tinkoff" stock "Invite a Friend" allows you to expand your client base with the help of the so-called word of mouth, and the participant of the affiliate program - to receive a reward in cash.


How to take part in the action?

To become a partner of Tinkoff Bank and participate in the Refer a Friend campaign, no direct consent or special connection is required.

It is enough to be a Tinkoff client, that is, to have a bank credit or debit card in hand.

The easiest way - issue a Tinkoff debit card and wait for connection to the Internet bank . There, if necessary, you can make a contribution.

A client automatically becomes a participant in the promotion when he starts recommending Tinkoff products to his friends, i.e. when it sends the first hyperlink.

The task of the referred friend is to apply for one of the following bank products:

  • Deposit for a period of one year;
  • Tinkoff Black payment card;
  • Credit card "Tinkoff Platinum";
  • ALL Airlines credit card with bonus miles;
  • Credit card with eBay bonus points.

Bonus for friends will be accrued if people leave an application for certain products of the bank, receive these products and fulfill a few simple conditions.


How to get rewarded?

Conditions for receiving rewards for a friend referred by phone or link:

  • After issuing any of the listed Tinkoff credit cards, a person must complete at least one debit transaction, and this must be done within 90 days from the date of application. The amount of expenses does not matter. The main thing is to meet the 90 days.
  • After opening a deposit for a period of 1 year or more, the referred friend must replenish the deposit account within 90 days.
  • After receiving a Tinkoff Black payment card, a friend must make a purchase worth at least 300 rubles. This must be done within 90 days from the date of application.

Compliance with the above conditions will help the participant of the promotion to receive a guaranteed reward.

The amount of this remuneration is determined by Tinkoff Bank depending on various factors. You can find out how much bonuses and money you get for referring a friend in the next section.


How much can you earn?

Thus, the reward is accrued for friends who received Tinkoff Bank products and fulfilled the requirements listed above.

Note: The referred friend must not have any eligible product (neither active nor closed within the last 12 months).

Also, he should not take part in the Refer a Friend affiliate program and previously launched promotions of Tinkoff Bank. According to the rules of the promotion, Tinkoff can accrue no more than 30 rewards per year.

Check out the information below to calculate your friend referral reward:

  • For a Tinkoff Platinum credit card issued by a friend, you get 750 bonus points, where 1 bonus equals 1 ruble.
  • For a debit card "Tinkoff Black" received by a friend, intended for cashless payments, you will be credited with 300 rubles.
  • For an eBay credit card issued by a friend of the Internet auction of the same name, you get 500 bonus points.
  • An All Airlines credit card received by a friend earns you 750 reward points. If you own a Tinkoff Platinum credit card or a Tinkoff Black debit card, and the reward is in bonuses or miles for eBay and ALL Airlines cards, the reward is accrued in rubles, where 1 bonus equals 1 ruble.
  • For an open friend's contribution, you can get from 500 to 10,000 rubles. The amount of remuneration depends on the amount of the deposit.

Note: when applying for a credit or debit card, Tinkoff accrues remuneration within one month (30 calendar days) from the moment when a friend has fulfilled the mandatory requirements for card accounts (completed a payment or debit transaction).

If a friend opened a deposit, bonuses or money are credited within two months (60 calendar days).

Participation Award "Bring a friend" will be credited to her.


What can you lose your reward for?

Remuneration is not accrued or canceled in the following cases:

  • If a friend has already participated in the “Bring a friend” campaign of Tinkoff Bank;
  • If you decide to bring more than 30 friends in a year;
  • If Tinkoff approved the application, but the friend did not activate the received card;
  • If you “cheated” by entering your own data in the application;
  • If Tinkoff, for one reason or another, refused to design products for a friend;
  • If Tinkoff has identified fraudulent activities or facts of dishonesty.

In such cases, the bank decides to cancel the reward.

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Similar promotions in other credit institutions

To date, similar affiliate programs are present in many banks, including Binbank, Citibank, Russian Standard, and others.

Thus, Avangard Bank credits 3,000 miles for each friend who has issued a classic credit card and is a new client of the bank.

Moreover, not only a participant in the promotion, but also a friend can count on receiving a bonus, because. the card in his case is issued completely free of charge.

Similar promotions are held not only by banks. A good example is online MFIs, where the refer-a-friend affiliate program has long been popular.

MFI charges 500 rubles. for each invited friend who received a microloan on the card (regardless of the size of the microloan).


Earning money on affiliate programs of microfinance organizations is a common phenomenon, because. the percentage of approval of applications and the demand for services are much higher.

Whether or not to participate in affiliate programs of other banks is up to you. But it’s definitely worth paying attention to the Tinkoff “Bring a Friend” promotion: this bank credits money to the balance that can be spent on making any purchases.

View statistics, learn about friends who followed the link and received bank approval, get information about rewards - all this can be done on the Tinkoff website in your personal account.

Hurry up to invite a friend to Tinkoff to receive funds to your card account.

Tinkoff ranks only 46th in the financial rating of Russian banks in terms of assets and 15th in terms of profit. However, in the popular rating, this financial organization is much higher, and its popularity is explained by the reliability of deposits, unique offers and loyalty programs. Among the bank's most popular products is the "Bring a Friend" debit card from Tinkoff.

Features of Tinkoff payment cards

Tinkoff offers customers several types of debit cards with very wide functionality and favorable conditions:

  1. Up to 7% on the balance of funds.
  2. Cash withdrawal without commission at any ATM in the world.
  3. Free transfers to accounts of other banks.
  4. Cashback for any purchases - up to 30%.

Plastic allows you to store savings and make a profit, make purchases or pay for services. The card is available to citizens of any country, is issued in five minutes and is issued absolutely free of charge. It is enough to fill out an online application, you do not even need to visit the office. In Moscow, plastic is delivered free of charge by courier directly to the client's home. Service fees are also very attractive, especially if the account has more than a certain amount of funds.

You can learn more about all the advantages and possibilities of payment plastic in our other article telling what it is.

"Bring a Friend" at Tinkoff

Bank customers can help their friends or acquaintances to get a quality banking product. At the same time, they themselves will make good money thanks to the opportunities provided by the “Bring a Friend” debit card from Tinkoff Bank.

The action started three years ago, but is still a success, especially among the younger generation. The uniqueness lies in the fact that the client has the opportunity to earn on the referral program.

The referral program allows the bank to attract new customers for a certain fee to the inviting persons. That is, any client of the bank can become a member of this kind of affiliate program by sending, for example, a hyperlink to a friend to design a banking product. The more people accept the invitation, the higher the earnings. True, in order to receive a reward, the invited person must not only become a client of the bank, but also fulfill a number of certain conditions.

How to participate

To become a member of the program, you need to draw attention to Tinkoff products. And you can do it like this:


If a person is interested in a credit card, debit card or bank deposit, he will follow the link and register as a member of the program. After filling out a questionnaire with an application or answering questions from a bank employee by phone, a newly-made client will receive a notification with the bank's decision in 1-3 days. If approved, the client will continue the registration already in his personal account on the website of the financial institution. The procedure is the same as for new clients.

And in order for the person who invited the referral to count on a reward, the latter must fulfill the following conditions:

  • Activate the card after calling the phone number indicated on it.
  • Not later than 90 days after the application is made, do one of the following:
    • make a purchase worth at least 300 rubles;
    • top up your account.

Referral Bonus

As soon as one of the conditions is met, both program participants will be credited with 500 rubles within 24 hours immediately after the card is activated. In this case, the account and card should not be blocked.

For opening the card

The bank's reward for attracting a client who issued a card can range from 300 to 750 rubles. A client who has invited a friend who has chosen a Tinkoff Black card receives six months of free maintenance of the card account or 300 rubles to the account.

Accrual is carried out in points or units equated to the ruble: for ALL Airlines credit cards - in miles, for eBay cards - in points, for Tinkoff Platinum credit cards and payment cards - in rubles. At the same time, the bank reserves the right to charge remuneration to any card without prior notice. In your personal account, you can always open a page on which you can see the number of invitees and the corresponding accruals. The size depends on the type of plastic that the new client expects.

For opening an account

Contribution is always a more serious decision, so the reward is higher here. If the referral opens a deposit, then the amount of cash reward can range from 500 to 10 thousand rubles (1% of the deposit amount, but not more than 10 thousand rubles).

Each participant of the action automatically takes part in the drawing of prizes. The main prize is 500 thousand rubles. The prize pool also includes iPads. The chances of winning increase in proportion to the number of invitees. The nuances of the promotion and the conditions for drawing prizes are described on the official website of the bank in a special document.

The nuances of the action

The program participant should take into account the following conditions of the Tinkoff debit card “Refer a friend”:

  1. The remuneration is accrued within 30 calendar days from the moment the referral fulfills the mandatory requirements. And for an invitee who opened a deposit - within 60 days. The deposit must be for a period of at least one year.
  2. If a person has already participated in this program of the bank, he cannot be considered an invited participant.
  3. In one year, you can receive a maximum of 30 rewards, that is, the number of invited friends cannot be more than thirty.
  4. The participant has the right to choose one of his cards, on which the reward will be credited. This is an optional condition, and the bank can determine the card if the client has not taken care of it.
  5. The amount of remuneration is indicated taking into account personal income tax and in fact will be slightly lower (by 13.6%) than indicated on paper.
  6. The participant cannot send himself a hyperlink to participate in the promotion.
  7. No separate consent is required to participate in the promotion.
  8. The Bank reserves the right to change the conditions of the promotion at any time without prior notice. The rules, information about the organizer and changes in the rules are published on the bank's website.

If the bank reveals dishonesty in the actions of the participant of the promotion and / or the invitee, then it may cancel all bonuses accrued during the promotion period.

Promotion for credit cards

The Tinkoff credit card "Bring a friend" also gives you the opportunity to participate in the referral program. The conditions of the promotion clearly state that the holder of any bank card can become a participant. And the term "card" means the product available to the client - a settlement ruble and / or an activated credit card.

In addition, if the referral chooses a loan product, you can get a little more. For a Tinkoff Platinum or All Airlines credit card received by a friend, the client will receive 750 bonus units (read rubles), and for an eBay credit card - 500 rubles.

Monetize a Friend: Video

The high level of competition among banking structures forces organizations to develop a variety of promotions to attract new customers. This is due to the requirements of the growth of the institution, ambitions and the task to reach a new level. One of the most striking examples is Tinkoff Bring a Friend. You should learn more about the conditions of the promotion, which products (debit / credit) are involved and how the rewards are realized.

Refer a friend - get acquainted with the bonus promotion

First, it is worth noting that such a bonus program is not something new on the market. Similar examples exist in a number of large banking organizations. However, the Tinkoff promotion Bring a friend and get 500 rubles is indeed the most relevant. The fact is that other institutions do not use a financial instrument as a reward. The client is credited with bonus points/miles that cannot be cashed out.

The Bring a Friend campaign from Tikoff Bank works in a slightly different direction. Rewards have real weight in the form of transferring funds to the client's account/card, which can be withdrawn/used at your discretion. In addition, a bonus from Tinkoff Bank under the Refer a Friend program is received not only by you, but also by a friend.

Of course, the terms of the Refer a Friend promotion may cause some difficulties for customers who are not familiar with such a program. You just need to carefully analyze each item and the Bring a friend promotion from Tinkoff Bank will not cause any difficulties.

Get 500 rubles on a debit card

Any holder of a plastic carrier from Tinkoff Bank can become a participant in the promotion. Everyone who wants to take part in the bonus promotion will need to become a partner of the bank, that is, receive a referral link through online registration.

In order to complete this task, you must have a personal account on the website https://www.tinkoff.ru/.


As a rule, participants in the Bring a Friend campaign choose Tinkoff Black, which is the institution's most common debit product. Further, the algorithm of actions is as follows to begin with - log in to the site, then:

  • Enter the details of the friend the client wants to refer. This is done in a separate field of your personal account. After these steps, a special link to the partnership agreement will appear.
  • Send data to a friend. He must follow this link, otherwise the program will not understand that the new client came from you.
  • The friend completes the registration and selects a product from the proposed list. A simple questionnaire is pre-filled.
  • The bank must approve the application of a potential client, and only after that it will be possible to receive a financial reward.

However, the terms of the Refer a Friend Debit Card promotion or any other product will not allow you to receive money immediately after a friend registers. It must perform one of the active actions:

  • replenish the deposit account within three months after its opening (the level of remuneration depends on the amount);
  • make any debit card transaction.

In any case, the client who referred a friend will receive the promised money. The amount will vary depending on the situation.

Terms of the Tinkoff Bank promotion

A transfer of bonus funds can be received if a friend has made a debit transaction on a card for a minimum amount of 300 rubles. This is a mandatory requirement that must be met. With a savings account, the situation is somewhat different. It all depends on the first deposit:

  • reward of 500 rubles when opening an account in the amount of 50 thousand rubles;
  • 1000 rubles with a deposit of 100 thousand;
  • 3000 rubles with a deposit of 300 thousand;
  • 5000 rubles with a deposit of 500 thousand;
  • 10,000 rubles with a deposit of 1 million.

The promotion of Tinkoff Bank Bring a friend has limitations. A friend who participated through a referral link can no longer be referred by another client.

Conclusion

Tinkoff Bring a friend is a great marketing ploy from an organization to expand its customer base. Such a promotion is mutually beneficial, which makes it the best offer among similar ones. In addition, it is worth paying attention to how much the choice of products offered has increased. Each client will be able to find suitable products in Tinkoff Bank, whether it is a debit / credit card or a savings account.