The federal Housing program, developed in 2002, has still not lost its relevance. It allows citizens of different categories to improve living conditions for their families.

Let's look at what has been done during this time. How to get a subsidy for a house? How did the conditions for participants change?

Description of the state program “Housing”

The federal target program “Housing” is national, that is, its activities are implemented on the territory of all subjects. It is aimed at solving housing problems that naturally arise among young citizens and families.

The project is divided into stages. The current one was developed in 2010, approved by Decree of the Government of the Russian Federation No. 1050. This document described the conditions for the activities, sources of financing, and determined the categories of citizens who are entitled to preferential subsidies.

By Resolution No. 889 of August 25, 2015, the Federal Target Program “Housing” was extended for 2016-2020.

This document regulated the creation of subprograms of the above Federal Targeted Program:

1. Modernization of municipal infrastructure facilities.
2. Providing housing for young families.
3. Stimulating housing development development programs in the regions.
4. Providing housing for certain categories of citizens.
5. Fulfillment of state obligations to provide housing to categories of citizens established by federal legislation.

Thus, the Federal Target Program was detailed in order to increase the effectiveness of its activities. In particular, it began to cover a larger number of young citizens.

In addition, the program activates the detail of enterprises shaping the housing market. State funds received by young families should increase demand for houses and apartments. This, in turn, leads to the construction of more livable, environmentally friendly and comfortable spaces.

What do program participants receive?

The problem of providing citizens with housing is one of the most acute today. Buying a home is an expensive proposition that is beyond the reach of most young people.

Participation in the activities of the subprogram to provide housing for young families and citizens established by federal legislation gives these persons the opportunity to purchase their own apartment with the help of the state on favorable terms.

The state will pay part of the funds for them, and the rest of the program participants must find themselves. This can be either your own savings or borrowed mortgage funds.

The state expects to finance from 30 to 35% of the cost of purchasing a house or apartment for young families. For other participants in the subprograms, a cash certificate is also issued for a certain amount, which they have the right to spend only on the purchase of housing. Specific numbers depend on the preferential category and other starting conditions. However, the program participant is required to prove his own solvency. All the money won't pay for it.

The estimated value of the property is taken into account, not the market value.

It is envisaged that part of the loan provided under the state program will be repaid from maternity capital funds.

As part of the subprogram to stimulate the development of housing construction, the state subsidizes constituent entities of the Russian Federation, municipalities and legal entities that have received loans to provide engineering infrastructure to land plots intended for the construction of economy-class housing, the construction of social infrastructure facilities, the construction of highways in new areas, etc. Certificates may also be issued to families with 3 or more children.

As part of the subprogram for providing housing for certain categories of citizens, it is planned to provide housing to such categories of citizens as state civil servants, employees of the prosecutor's office, employees of the Investigative Committee, emergency service workers, etc., as well as the provision of social benefits for the purchase of housing for young scientists . In addition, the program's objectives include completing the construction of dormitories for students and young scientists; resettlement of citizens living in the landslide zone of Ingushetia, resettlement of citizens from residential premises declared unsuitable for living and other socially important tasks. For the purposes of this program, the state annually subsidizes the Agency for Housing Mortgage Lending and Russian credit organizations.

The goal of the subprogram for the modernization of communal infrastructure is to create conditions for bringing the communal infrastructure into compliance with quality standards that ensure comfortable living conditions. The subprogram's activities provide for co-financing from the federal budget for the completion of construction and reconstruction of utility infrastructure facilities.

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What goals does the state set for itself?

The government is obliged to develop all areas of the economy, while taking care of vulnerable citizens. The state program “Housing” meets these criteria. Its goals are manifold.

Briefly in the Resolution they are stated as follows:

1. Create favorable conditions for the development of the market for affordable and comfortable economy class housing.
2. Containing rising housing prices.
3. Maintaining effective demand for housing.
4. Increasing the volume of housing commissioning and developing the construction industry.
5. Providing government support to citizens in need of improved housing conditions.
6. Fulfillment of the state’s social obligations to provide housing for young families and certain categories of citizens.
7. Integrated development of territories for the purpose of housing construction, including provision of land plots with engineering, social and road infrastructure.

Particular attention in the events is paid to beneficiaries. Priority categories of citizens, except for young families under 35 years of age, are:

• military personnel who retired due to length of service;
• employees of the police, prosecutor's office, investigative committee;
• scientists;
• liquidators of the accident at the Chernobyl nuclear power plant;
• rescuers;
• citizens subject to resettlement from closed military cities, towns, closed administrative territories;
• citizens exposed to radiation as a result of the disaster at the Chernobyl nuclear power plant and the accident at the Mayak production association;
• citizens recognized as forced migrants leaving the Far North;
• citizens living in premises recognized as unsuitable, with a high level of wear and tear, living in the area of ​​the Baikal-Amur Mainline.

By decision of the President of the Russian Federation or Decree of the Government of the Russian Federation, the list of beneficiaries may be expanded or adjusted.

The program is about economy class houses and apartments!

Main criteria for selecting participants

Only citizens of the Russian Federation can apply for a subsidy. The state program “Providing housing for young families” applies to young people under the age of 35; other measures to provide housing do not specify the age of the participants; naturally, they must correspond to the categories that are enshrined in the Resolution in the terms of each target program.

Also, additional conditions may be imposed on participants, such as solvency, because a young family is allocated only part of the funds to purchase housing; they must have the remaining amount in a bank account or receive approval under one of the bank’s loan programs.

Participants in the program to provide housing for certain categories of citizens must only have a place of work or place of registration corresponding to the program in the areas specified in the action plan from which citizens are planned to be resettled.

The requirements for legal entities, municipalities and constituent entities of the Russian Federation are also set out in detail in the previously mentioned Resolution. There you can also familiarize yourself with the criteria for their selection for participation in competitions for subsidies.

Where to contact potential participants

Having decided on his intentions, a citizen must come to the administration of the city (town, village) in which he lives.

In addition, you must have with you the documents necessary to register as those in need of improved living conditions. Applications are reviewed on a commission basis. The government agency is obliged to respond to the applicant within 10 days. The period is counted from the date of submission of the application.

Citizens who can obtain housing due to work or service must contact the appropriate department at work.

Frequently asked questions about participation in the program

The documents indicate that measures to provide young families with housing are designed only for young families. However, an application can be submitted by a single person who falls within the restrictive age criteria. According to the Family Code, he is also a separate unit of society.

It is important to have time to decide on your intentions before the age of 35.

According to the current federal program, the age of each spouse or one parent in a single-parent family on the day the executive body of a constituent entity of the Russian Federation makes a decision to include a young family participating in the activities of a departmental target program in the list of applicants for receiving social benefits in the planned year does not exceed 35 years.

More detailed conditions for participation are outlined in regional programs, which may differ slightly from federal ones in favor of citizens.

However, it should be remembered that there is a clause in the federal program that allows regional authorities to exclude citizens even from already approved lists. It states that if at the time the executive body of a constituent entity of the Russian Federation forms lists of young families - applicants for receiving social benefits in the corresponding year, the age of at least one of the members of the young family exceeds 35 years, such a family is subject to exclusion from the list of young families - participants in the events of the departmental target program in the manner established by the executive authority of the constituent entity of the Russian Federation.

Results achieved

It is too early to say that the main goals of the state program “Housing” have been achieved. The cost of apartments and houses did not decrease, nor did the percentage of young families with satisfactory housing conditions.

Nevertheless, there are some successes. So:

• the share of private housing among Russians is gradually increasing;
• mortgage lending is developing;
• the volume of commissioned housing stock is growing;
• the infrastructure of cities is being modernized through the use of budget funds and citizens;
• The resettlement of citizens from dilapidated housing, emergency housing and from the regions of the Far North is gradually being organized.

The maximum amount of a preferential loan is 3 million rubles, and in the capital and St. Petersburg - 8 million rubles.

The Federal Housing program for 2016-2020 is designed for people who are eligible to receive subsidies to improve their living conditions. The list of people in this category includes young families with benefits, migrants, military personnel, people who liquidated the accident at the Chernobyl nuclear power plant and employees of the prosecutor's office and other departmental bodies. The housing program allows people to get good housing through financial support from the state. Many families, with the help of this program, will be able to significantly expand their living conditions. All housing subsidies are calculated in accordance with current legislation.

The project of the “Housing” program for 2016-2020 was not developed in vain; plans to improve the lives of citizens include some aspects, for example, stimulating the birth rate in remote regions and localities of Russia, as well as the formation of a housing complex that is part of the economy class structure.

Government authorities have approved that the construction of new houses will be carried out next to modern developing infrastructure, as well as on sites that are specially designated for the construction of new residential buildings and apartments. All construction falls under the category of budget construction, which allows you to purchase apartments and houses at a relatively economical price. In addition, government material subsidies are provided for people in this category, which can significantly reduce the cost of purchasing new housing.

The essence of the “Housing” program was developed back in 2002. During this time, many married couples purchased suitable apartments and houses. In mid-2015, government authorities decided to continue this program. It was decided to continue subsidizing for good reason. Statisticians and analysts summed up the results of the above program, which has proven its importance. During the life of the housing program, a lot of work was done, namely:

• The construction of housing stock has increased, the construction of the private sector has moved in a positive direction;
• About 300 thousand young families were able to adequately improve their living conditions;
• The active development of mortgage lending began.

For the period from 2010 to 2015, even more ambitious plans were created, which to some extent did not justify their results. The percentage increase in construction has stabilized, but due to the unstable economic situation in the country, real estate sales have decreased slightly, even though young families are provided with government material support. Even greater scales are planned for the future. What are the prospects for the housing program?

The future of the Housing program

After discussion in Government circles, it was decided to finalize the Housing program for 2016-2020. To date, a preliminary new program with modifications and changes has already been submitted to the State Duma for approval and approval. What changes have been made to the new housing construction program?

• Stimulate the construction of a housing complex in the regions of the Russian Federation;
• Provide young families with decent housing;
• Fulfill state obligations to provide housing for certain categories of citizens, the list of which is approved by the legislation of the Russian Federation;
• Modernize public infrastructure.

As for material support, the volume of material assistance for the construction of new facilities and the modernization of utility structures will not decrease.

The main question is: who can participate as participants in the housing construction program? The list of citizens falling under this category remains unchanged. The main requirements for candidates participating in the new program are as follows:

• People who live in fairly cramped conditions have the right to register in the appropriate housing program. The legislation determines that the norm of square meters per person should be at least 15 square meters. meters. If the square footage per person is smaller, then he must be provided with better living conditions.
• This category includes residents of dilapidated houses that are considered unsuitable for further residence.
• All owners of apartments and residential buildings cannot claim the right to become participants in the program to provide favorable housing conditions.
• To register in the program, one of the spouses must have Russian citizenship.
• Single mothers or fathers raising children or a child in a single-parent family have the right to become a participant in the project.
• Young people under 35 years of age can participate in the program.
• The average monthly income of a young family must correspond to the figures approved by law.

Minimum monthly income of a young family that may have the right to become a participant in the Housing program project:

• Adults with 2 children should generally receive a profit per month equal to 43,350 rubles.
• Young families without children should receive a profit equal to 21,621 rubles. In this case, the amount of the housing subsidy will be limited to 30% of the nominal value of the apartment.
• Young families who have 1 child should have a monthly income equal to 32,510 rubles. In this case, the subsidy amount is 40% of the cost of the apartment.

If we take the real cost of a modern home and convert the percentage equivalent into rubles, then we can indicate the following data:

• a childless couple is entitled to a subsidy equal to 600 thousand rubles;
• young couples who are raising one child can hope to receive a subsidy equal to 800 thousand rubles;
• couples with many children receive the cash equivalent of approximately 1 million rubles.

Order of the Federal Agency for Scientific Organizations dated December 10, 2015 N 51n
"On some issues of providing young scientists of organizations subordinate to the Federal Agency for Scientific Organizations with social payments for the purchase of residential premises as part of the implementation of measures to provide housing for young scientists of the subprogram "Providing housing for certain categories of citizens" of the federal target program "Housing" for 2015 - 2020"

With changes and additions from:

In accordance with the Rules for the provision of social payments to young scientists for the purchase of residential premises as part of the implementation of measures to provide housing for young scientists of the subprogram "Providing housing for certain categories of citizens" of the federal target program "Housing" for 2015 - 2020, given in Appendix No. 4 to the subprogram " Providing housing for certain categories of citizens" of the federal target program "Housing" for 2015 - 2020, approved by Decree of the Government of the Russian Federation of December 17, 2010 N 1050 (Collected Legislation of the Russian Federation, 2011, N 5, Art. 739; N 29, Art. 4496; N 38, Art. 5391; N 42, Art. 5923; 2012, N 3, Art. 419; N 31, Art. 4372; N 49, Art. 6855; 2013, N 2, Art. 91; N 20, Art. 2485; N 42, Art. 5379; 2014, N 18, Art. 2200; N 43, Art. 5911; 2015, N 36, Art. 5030), I order:

1. Approve:

The procedure for recognizing young scientists from organizations subordinate to the Federal Agency for Scientific Organizations as needing to receive social benefits in accordance with Appendix No. 1 to this order;

The procedure for registration and issuance of state housing certificates provided to young scientists of organizations subordinate to the Federal Agency of Scientific Organizations for the purchase of residential premises as part of the implementation of measures to provide housing for young scientists of the subprogram of Appendix No. 2 to this order;

the form of a list of young scientists who have expressed a desire to become a participant in activities to provide housing for young scientists of the subprogram of Appendix No. 3 to this order;

form of the list of young scientists - recipients of social payments for the purchase of residential premises provided to young scientists as part of the implementation of measures to provide housing for young scientists of the subprogram "Providing housing for certain categories of citizens" of the federal target program "Housing" for 2015-2020, according to Appendix No. 4 to this order;

The procedure for maintaining a register of state housing certificates issued to young scientists of organizations subordinate to the Federal Agency of Scientific Organizations for the purchase of residential premises as part of the implementation of measures to provide housing for young scientists of the subprogram "Providing housing for certain categories of citizens" of the federal target program "Housing" for 2015-2020 according to Appendix No. 5 to this order.

2. Entrust the Administration of the Federal Agency for Scientific Organizations with the implementation of measures to provide young scientists of organizations subordinate to the Federal Agency for Scientific Organizations with social payments for the purchase of residential premises as part of the implementation of measures to provide housing for young scientists of the subprogram

3. Heads of scientific organizations subordinate to the Federal Agency of Scientific Organizations, before November 1 of the corresponding year, send to the Federal Agency of Scientific Organizations lists of young scientists who have expressed a desire to become a participant in activities to provide housing for young scientists of the subprogram “Providing housing for certain categories of citizens” of the federal target program "Housing" for 2015-2020.

4. The following orders of the Federal Agency for Scientific Organizations shall be declared invalid:

dated November 7, 2014 N 34n "On some issues of providing young scientists of organizations subordinate to the Federal Agency of Scientific Organizations with social payments for the purchase of residential premises as part of the implementation of measures to provide housing for certain categories of citizens of the federal target program "Housing" for 2011-2015 "(registered by the Ministry of Justice of the Russian Federation on November 24, 2014, registration No. 34877);

dated December 15, 2014 N 41n "On amendments to the Procedure for recognizing young scientific organizations subordinate to the Federal Agency for Scientific Organizations as needing improved housing conditions, approved by order of the Federal Agency for Scientific Organizations dated November 7, 2014 N 34n" (registered by the Ministry of Justice Russian Federation December 29, 2014, registration N 35455).

5. I reserve control over the execution of this order.

Registration N 40432